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#Mortgage

Central Bank gives green light to shared equity scheme but warns it could increase house prices
# First Time Buyers
From TheJournal.ie
# First Time Buyers

Central Bank gives green light to shared equity scheme but warns it could increase house prices

Updated Nov 25th 2021, 2:24 PM 23,276 Views 31 Comments

The Central Bank has left its mortgage rules unchanged.

Significant decline in buy-to-lets as Covid-19 continues to impact housing market
# Mortgages
From TheJournal.ie
# Mortgages

Significant decline in buy-to-lets as Covid-19 continues to impact housing market

Mar 9th 2021, 6:00 AM 13,897 Views 14 Comments

Buy-to-let investors now account for less than 1% of mortgages, compared to 20% in 2006, according to new figures.

Man arrested over €20 million property fraud
# Fraud
From TheJournal.ie
# Fraud

Man arrested over €20 million property fraud

Mar 3rd 2021, 6:09 PM 38,647 Views 16 Comments

Gardaí say mortgage charges were fraudulently removed from 12 properties.

Over 5,200 mortgages approved in October, with surge driven by first-time buyers
# Property Ladder
From TheJournal.ie
# Property Ladder

Over 5,200 mortgages approved in October, with surge driven by first-time buyers

Dec 1st 2020, 6:30 AM 20,378 Views 14 Comments

October was the busiest month for mortgage approvals since BPFI began collecting this data in 2011.

'A lot of people are stuck in a rip-off rental trap': New minister promises affordable housing scheme
# Property Ladder
From TheJournal.ie
# Property Ladder

'A lot of people are stuck in a rip-off rental trap': New minister promises affordable housing scheme

Jun 30th 2020, 11:08 AM 36,563 Views 135 Comments

Darragh O’Brien said he wants to ensure houses ranging in price from €160,000 to €250,000 will be available.

Call for banks to reverse 'de-facto ban' on mortgage approval for wage subsidy recipients
# Covid19
From TheJournal.ie
# Covid19

Call for banks to reverse 'de-facto ban' on mortgage approval for wage subsidy recipients

Jun 30th 2020, 10:30 AM 14,865 Views 30 Comments

Applicants who received approval before the Covid-19 crisis have had approval pulled.

Almost 4,000 mortgage accounts fell into arrears in Q1 of this year, figures from the Central Bank show
# Covid19
From TheJournal.ie
# Covid19

Almost 4,000 mortgage accounts fell into arrears in Q1 of this year, figures from the Central Bank show

Jun 23rd 2020, 3:50 PM 12,700 Views 12 Comments

The lowest number of mortgage arrears since 2010 was recorded in the first quarter of the year.

Internal bank documents reveal AIB mortgage break did require savings before meeting with minister
# Payment Deferral
From TheJournal.ie
# Payment Deferral

Internal bank documents reveal AIB mortgage break did require savings before meeting with minister

Mar 27th 2020, 12:05 AM 74,545 Views 95 Comments

At the end of last week and over the weekend customers complained of issues they had accessing this payment deferral.

High Court approves debt write down of millions of euro for two Tipperary women
# Personal Insolvency
From TheJournal.ie
# Personal Insolvency

High Court approves debt write down of millions of euro for two Tipperary women

Mar 11th 2020, 6:11 PM 49,028 Views 0 Comments

They will continue to make payments on the mortgages on their respective homes and they will each make lump sum payments of €100.

First-time buyers made up most of the 12,000 mortgages drawn down in last quarter of 2019
# Property Ladder
From TheJournal.ie
# Property Ladder

First-time buyers made up most of the 12,000 mortgages drawn down in last quarter of 2019

Jan 29th 2020, 6:05 AM 9,424 Views 7 Comments

The 12,259 mortgages are valued at €2.7 billion.

Man who used fake documents to apply for €270k mortgage given a suspended sentence
# Courts
From TheJournal.ie
# Courts

Man who used fake documents to apply for €270k mortgage given a suspended sentence

Dec 5th 2019, 9:30 PM 38,391 Views 42 Comments

The man used the loan to purchase a house in Walkinstown in Dublin.

Increase in first-time buyers moving to Dublin commuter belt
# Priced Out
From TheJournal.ie
# Priced Out

Increase in first-time buyers moving to Dublin commuter belt

Dec 5th 2019, 6:20 AM 23,158 Views 28 Comments

One economist warned that this increased activity will put pressure on the infrastructural needs in these areas.

New Central Bank rules to stop brokers accepting free golf trips and sports tickets from banks
# Crackdown
From TheJournal.ie
# Crackdown

New Central Bank rules to stop brokers accepting free golf trips and sports tickets from banks

Sep 25th 2019, 6:10 AM 10,476 Views 23 Comments

From March next year, brokers and financial adviser will also have to publish details of commissions they receive on their websites.

Will the help-to-buy scheme be extended or scrapped? Minister won't rule it in or out until Budget 2020 From TheJournal.ie

Will the help-to-buy scheme be extended or scrapped? Minister won't rule it in or out until Budget 2020

Jul 16th 2019, 10:36 PM 16,964 Views 20 Comments

Minister for Finance Paschal Donohoe said the scheme has played a ‘valuable role’.

'It's a no-brainer': New not-for-profit company aims to keep distressed borrowers in their homes
# Homeoptions
From TheJournal.ie
# Homeoptions

'It's a no-brainer': New not-for-profit company aims to keep distressed borrowers in their homes

Jul 9th 2019, 3:25 PM 11,383 Views 41 Comments

Homeoptions is offering itself as an alternative to vulture funds and said it is already engaging with one bank in relation to a home loan portfolio.

Families still 'in limbo' despite Minister's assurance home loan scheme funding 'will be honoured'
# Rebuilding Ireland
From TheJournal.ie
# Rebuilding Ireland

Families still 'in limbo' despite Minister's assurance home loan scheme funding 'will be honoured'

Jun 21st 2019, 6:15 AM 9,039 Views 16 Comments

The Housing Minister said he does not know why Louth County Council has decided not to issue loans that are already approved.

Mortgage rates in Ireland are still one of the highest in Europe
# Central Bank
From TheJournal.ie
# Central Bank

Mortgage rates in Ireland are still one of the highest in Europe

Jun 15th 2019, 1:13 PM 22,265 Views 87 Comments

The volume of new mortgage agreements amounted to €598 million in April 2019.

Taoiseach says he didn’t realise his mortgage could be sold on by his bank when he took it out in 2003
# Vulture Funds
From TheJournal.ie
# Vulture Funds

Taoiseach says he didn’t realise his mortgage could be sold on by his bank when he took it out in 2003

Apr 19th 2019, 6:10 AM 115,644 Views 82 Comments

In an interview with TheJournal.ie this week, the Taoiseach said he understood the intent behind Sinn Féin’s No Consent No Sale Bill.

Couple received €40,000 after insurer tried to reject storm damage claim
# Financial Services Ombudsman
From TheJournal.ie
# Financial Services Ombudsman

Couple received €40,000 after insurer tried to reject storm damage claim

Mar 28th 2019, 5:10 PM 27,198 Views 8 Comments

There were 5,692 complaints made to the financial services ombudsman last year – one third of those about insurance.

Property prices in Dublin city decrease but rise across the country
# Mortgages
From TheJournal.ie
# Mortgages

Property prices in Dublin city decrease but rise across the country

Mar 25th 2019, 10:25 AM 63,608 Views 27 Comments

People struggling to get mortgages and concerns about Brexit are affecting the market.

Mortgage interest rates will rise, says research, 'making repayment difficult' for some Irish households
# Department Of Finance
From TheJournal.ie
# Department Of Finance

Mortgage interest rates will rise, says research, 'making repayment difficult' for some Irish households

Mar 12th 2019, 6:20 AM 43,501 Views 54 Comments

Irish households are in a better position to withstand “adverse shocks” than it was in 2014.

Cabinet to consider Bill to help borrowers in mortgage arrears
# Repossessions
From TheJournal.ie
# Repossessions

Cabinet to consider Bill to help borrowers in mortgage arrears

Feb 26th 2019, 9:37 AM 10,941 Views 29 Comments

The Bill aims to broaden the matters a judge needs to take into account when considering repossessions.

Banks pay out €647 million to victims of tracker mortgage scandal
# Tracker Mortgage
From TheJournal.ie
# Tracker Mortgage

Banks pay out €647 million to victims of tracker mortgage scandal

Feb 4th 2019, 1:04 PM 19,575 Views 34 Comments

The number of people affected by the overcharging scandal has now risen to almost 40,000.

Opinion: Sound the alarm - a proposed EU directive on bad loans will give vulture funds a free rein
# Opinion
From TheJournal.ie
# Opinion

Opinion: Sound the alarm - a proposed EU directive on bad loans will give vulture funds a free rein

Jan 24th 2019, 7:00 AM 18,774 Views 60 Comments

A proposed new EU Directive aims to develop a secondary market for non-performing loans and poses a serious threat to the rights of borrowers and consumers, writes Matt Carthy.

Union says KBC staff 'extremely upset and stressed' by recent incidents
# Security
From TheJournal.ie
# Security

Union says KBC staff 'extremely upset and stressed' by recent incidents

Dec 23rd 2018, 3:22 PM 25,768 Views 91 Comments

KBC Ireland said it is taking additional measures to ensure the safety of its staff.

Warning people will be stuck in rental market as regulator leaves mortgage rules unchanged
# Central Bank
From TheJournal.ie
# Central Bank

Warning people will be stuck in rental market as regulator leaves mortgage rules unchanged

Nov 28th 2018, 5:04 PM 24,218 Views 82 Comments

Central Bank governor Philip Lane said the measures protect borrowers from excessive debt.

How I Spend My Money: A sales worker on €70,000 saving €1,000 a month for a mortgage
# Money Diary
From TheJournal.ie
# Money Diary

How I Spend My Money: A sales worker on €70,000 saving €1,000 a month for a mortgage

Nov 18th 2018, 8:01 PM 85,180 Views 59 Comments

She’s moved in with her sister in order to save as fast as she can.

FactCheck: Has the number of cases taken by banks over arrears halved in two years?
# Factcheck
From TheJournal.ie
# Factcheck

FactCheck: Has the number of cases taken by banks over arrears halved in two years?

Nov 17th 2018, 12:05 AM 11,398 Views 16 Comments

Brendan Burgess claims there is “no tsunami” of arrears cases now.

Mica scandal: Family living in 'falling down house' finds out mortgage has been sold to vulture fund
# Concrete
From TheJournal.ie
# Concrete

Mica scandal: Family living in 'falling down house' finds out mortgage has been sold to vulture fund

Oct 29th 2018, 12:05 AM 59,073 Views 39 Comments

Just a month before the government announced a redress scheme for the thousands of impacted homeowners, Karl Murtagh was told his mortgage had been sold.

How I Spend My Money: An e-commerce worker on €35,000 saving to build his own house
# Money Diary
From TheJournal.ie
# Money Diary

How I Spend My Money: An e-commerce worker on €35,000 saving to build his own house

Oct 10th 2018, 7:33 PM 40,663 Views 40 Comments

He has kept up his hobbies despite many cutbacks.

Over 4,000 mortgages approved last month, with lots of people switching
# Property Ladder
From TheJournal.ie
# Property Ladder

Over 4,000 mortgages approved last month, with lots of people switching

Sep 27th 2018, 6:40 AM 19,962 Views 15 Comments

The almost 45,000 mortgages approved in the last 12 months are valued at €9.9 billion.

Call for householders to be given free legal aid to address 'power imbalance' during reposessions
# Arrears
From TheJournal.ie
# Arrears

Call for householders to be given free legal aid to address 'power imbalance' during reposessions

Sep 11th 2018, 1:34 PM 8,813 Views 24 Comments

Minister Charlie Flanagan today praised the success of the Abhaile legal advice scheme, but did not indicate it would be extended to provide full representation.

PTSB defends timing of letters to homeowners about mortgage sale to vulture fund
# Start Mortgages
From TheJournal.ie
# Start Mortgages

PTSB defends timing of letters to homeowners about mortgage sale to vulture fund

Aug 5th 2018, 6:00 AM 18,153 Views 40 Comments

The announcement was made about the loans earlier this week – and it has since emerged that the portfolio included performing loans.

'Completely misjudged' or necessary investment? Private companies offer mortgage-to-rent scheme
# Mortgage To Rent Scheme
From TheJournal.ie
# Mortgage To Rent Scheme

'Completely misjudged' or necessary investment? Private companies offer mortgage-to-rent scheme

Jul 5th 2018, 12:05 AM 29,755 Views 28 Comments

This would be done under the government’s mortgage-to-rent scheme, with the owners becoming council tenants.

'I am really struggling': Thousands still left in tracker mortgage scandal limbo
# Overcharging
From TheJournal.ie
# Overcharging

'I am really struggling': Thousands still left in tracker mortgage scandal limbo

May 13th 2018, 12:05 AM 35,932 Views 43 Comments

Financial adviser Padraic Kissane believes an extra 3,000 people may be affected, but some may have to go to the courts to get their money back.

'There's power in community': Farmers urged to boycott forced sales of farms by vulture funds
# People Power
From TheJournal.ie
# People Power

'There's power in community': Farmers urged to boycott forced sales of farms by vulture funds

Apr 25th 2018, 12:56 PM 15,888 Views 46 Comments

The IFA has been contacted by around 200 farmers impacted by the issue so far this year.

How many mortgage holders have banks taken to court so far this year?
# The Banks
From TheJournal.ie
# The Banks

How many mortgage holders have banks taken to court so far this year?

Apr 9th 2018, 12:05 AM 42,520 Views 70 Comments

We take a dive into the figures available for the cases brought against homeowners in the courts over the past few years.

Glenda Gilson's parents lose Dublin home due to debt
# Castleknock
From TheJournal.ie
# Castleknock

Glenda Gilson's parents lose Dublin home due to debt

Mar 9th 2018, 4:13 PM 210,473 Views 128 Comments

A judge has given them six months to sell the property “before the bank does”.

Tracker mortgage scandal: Overcharging total expected to reach €700 million
# Lending
From TheJournal.ie
# Lending

Tracker mortgage scandal: Overcharging total expected to reach €700 million

Mar 8th 2018, 2:34 PM 10,671 Views 78 Comments

Padraig Kissane said he believes a further 5,000 cases not yet included in the investigation are impacted.

Here's how banks plan to 'rebuild trust' after the tracker mortgage scandal
# Banking Standards Board
From TheJournal.ie
# Banking Standards Board

Here's how banks plan to 'rebuild trust' after the tracker mortgage scandal

Dec 31st 2017, 1:41 PM 22,467 Views 83 Comments

The initiative has been welcomed by Minister Paschal Donohoe today.

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