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#Personal Insolvency Act

From TheJournal.ie Opinion: Don't let the word 'bankruptcy' scare you, it is now a viable option Bankruptcy

Opinion: Don't let the word 'bankruptcy' scare you, it is now a viable option

Bankruptcy is a recognition and embrace of failure. If properly understood people can emerge from it stronger than before, writes Ross Maguire SC.

From TheJournal.ie Day One: Insolvency Service opens its doors Broke

Day One: Insolvency Service opens its doors

Reports yesterday suggested that up to 4,500 people have been in contact with the body already.

From TheJournal.ie Insolvency service to take applications from 9 September Personal Insolvency Act

Insolvency service to take applications from 9 September

Insolvent debtors are being advised to attempt to work out an agreement with their creditors before contacting the service.

From TheJournal.ie Insolvent borrowers 'will be named and shamed' online in new system Insolvency

Insolvent borrowers 'will be named and shamed' online in new system

Fianna Fáil says the public register of people in insolvency procedures could shame people away from participating.

From TheJournal.ie Personal Insolvency service will be available to gardaí Personal Insolvency Bill

Personal Insolvency service will be available to gardaí

The Minister for Defence Alan Shatter said that there was nothing in the Garda Code, the Discipline Regulations or the Personal Insolvency Act 2012 which would prevent gardaí from availing of the service.

From TheJournal.ie Social justice group distances itself from insolvency budget figures Insolvency Guidelines

Social justice group distances itself from insolvency budget figures

The Vincentian Partnership for Social Justice said that the figures were “an adapted version of the Minimum Essential Budget Standards data”.

From TheJournal.ie Struggling borrowers may have to move house, sell car and change creche to enter new insolvency process Insolvency

Struggling borrowers may have to move house, sell car and change creche to enter new insolvency process

The new guidelines do NOT, however, require one parent to give up work if their childcare costs more than they earn.

From TheJournal.ie PIC: How much a single person can spend under the new insolvency rules Debt

PIC: How much a single person can spend under the new insolvency rules

The Insolvency Service of Ireland has published its guidelines for spending limits to qualify for the new procedures.

From TheJournal.ie Column: Debtors are entitled to a life, not just an existence, under  the new Personal Insolvency Act Opinion

Column: Debtors are entitled to a life, not just an existence, under the new Personal Insolvency Act

Some reports have led to anxiety and stress for those seeking to avail of the new debt relief mechanisms – but evaluations will not be as black-and-white as some fear, writes Ryan Stewart.

From TheJournal.ie Central Bank governor believes there will be 'permanent loan modifications' Insolvency

Central Bank governor believes there will be 'permanent loan modifications'

Central Bank governor Patrick Honohan was before the Oireachtas Finance committee this afternoon.

From TheJournal.ie New guide published on insolvency in Ireland Insolvency

New guide published on insolvency in Ireland

It goes through the various new options available through the new Personal Insolvency Bill to someone who is experiencing financial difficulties.

From TheJournal.ie Insolvency service on the way as Dáil passes legislation Bankruptcy

Insolvency service on the way as Dáil passes legislation

The long-awaited Personal Insolvency Bill, which will allow some write-down of debts, will be signed into law next week.