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#Mortgage Debt

'We've paid back €90,000 on a €30,000 loan but we're still battling to keep our home'
# Opinion
From TheJournal.ie
# Opinion

'We've paid back €90,000 on a €30,000 loan but we're still battling to keep our home'

Feb 19th 2018, 6:30 AM 239,149 Views 201 Comments

‘Irish courts are not fully applying EU requirements that have become our lifeline.’

Opinion: Game over for mortgage affordability?
# Property
From TheJournal.ie
# Property

Opinion: Game over for mortgage affordability?

Sep 28th 2014, 7:30 PM 83 Views 38 Comments

In many areas property is simply unaffordable, again – yet our political class seems to regard the ‘recovery’ in property prices as only a good thing.

Stop paying your mortgage. Don't leave your home - new advice from the IMHO
# Hardball
From TheJournal.ie
# Hardball

Stop paying your mortgage. Don't leave your home - new advice from the IMHO

Jun 17th 2014, 5:45 AM 32,925 Views 174 Comments

The IMHO is playing hardball, and will today launch a controversial ‘no surrender’ policy on debt solutions.

We paid back €700 million in mortgage debt in the first three months of the year
# Paying Up
From TheJournal.ie
# Paying Up

We paid back €700 million in mortgage debt in the first three months of the year

Jun 9th 2014, 1:12 PM 5,856 Views 16 Comments

Debts owed across the board continue to fall, but buy-to-let loans are coming down at a slower rate.

'The shortest bankruptcy in the world' - IMHO agrees three month debt deal with banks
# End Of The Tunnel
From TheJournal.ie
# End Of The Tunnel

'The shortest bankruptcy in the world' - IMHO agrees three month debt deal with banks

Jun 4th 2014, 1:39 PM 16,387 Views 116 Comments

The mortgage holder’s advocate has struck a deal with two major banks and hopes more will follow.

Shatter welcomes AIB comments on mortgage write-offs
# Debt
From TheJournal.ie
# Debt

Shatter welcomes AIB comments on mortgage write-offs

Dec 8th 2012, 3:22 PM 12,345 Views 85 Comments

The Justice Minister has said that the personal insolvency bill will be enacted through both Oireachtas houses by 20 December and will become operative next year.

Column: Four years of crisis, and still no clear deal on mortgage debt
# Opinion
From TheJournal.ie
# Opinion

Column: Four years of crisis, and still no clear deal on mortgage debt

Dec 7th 2012, 9:00 PM 28 Views 94 Comments

The failings of Government to take simple steps to help mortgage holders has caused further damage – and the Insolvency Bill is by no means our saviour, writes David Hall.

In pics: Tom McFeely's house... yours for just €3m
# Tom McFeely
From TheJournal.ie
# Tom McFeely

In pics: Tom McFeely's house... yours for just €3m

Nov 20th 2012, 11:55 AM 28,317 Views 28 Comments

What bankrupt developer of faulty apartments used to live in a mansion like this?

One in 5 mortgages will default by 2013
# Mortgage Arrears
From TheJournal.ie
# Mortgage Arrears

One in 5 mortgages will default by 2013

Sep 20th 2012, 10:57 AM 9,044 Views 30 Comments

County by county survey shows that there are still “substantial losses to be realised on irish residential mortgage loans”.

Shatter publishes long-awaited plans to reform insolvency law
# Insolvency
From TheJournal.ie
# Insolvency

Shatter publishes long-awaited plans to reform insolvency law

Jun 29th 2012, 11:40 AM 4,150 Views 28 Comments

The new regime reforms our bankruptcy laws, and aims to help the likes of struggling mortgage holders out of debt.

Falling German inflation could mean ECB cut for mortgage holders
# Mortgages
From TheJournal.ie
# Mortgages

Falling German inflation could mean ECB cut for mortgage holders

Jun 27th 2012, 2:53 PM 3,751 Views 8 Comments

New data shows German inflation at its lowest for 18 months – meaning less pressure on the ECB to keep rates up.

Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.
# Opinion
From TheJournal.ie
# Opinion

Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.

May 24th 2012, 7:00 AM 50 Views 30 Comments

Aggressive banks are making mortgage resolution impossible, writes David Hall of New Beginning – and suggests a way to restore trust between lenders and borrowers.

Meet the 12-year-old boy who saved his granny from losing her house...
# Boy Wonder
# Boy Wonder

Meet the 12-year-old boy who saved his granny from losing her house...

Feb 8th 2012, 10:03 PM 17,633 Views 37 Comments

Janice Sparhawk, 72, had fallen behind on her mortgage. So her grandson Noah sprang into action.

First mortgage-to-rent scheme for homeowners piloted
# Mortgage Debt
From TheJournal.ie
# Mortgage Debt

First mortgage-to-rent scheme for homeowners piloted

Feb 7th 2012, 6:59 PM 7,834 Views 54 Comments

Mortgage holders will give up their properties and become tenants under the programme designed to help people in debt.

Government's new debt regime may allow mortgage debt to be written off
# Mortgages
From TheJournal.ie
# Mortgages

Government's new debt regime may allow mortgage debt to be written off

Jan 25th 2012, 12:13 PM 4,674 Views 23 Comments

The cabinet has approved a draft Bill allowing debts to be written off outside of court, while bankruptcy rules are also changed.

Permanent TSB charging "subprime" and "usury" variable rate - O Cuiv
# Mortgage Debt
From TheJournal.ie
# Mortgage Debt

Permanent TSB charging "subprime" and "usury" variable rate - O Cuiv

Jan 19th 2012, 1:04 PM 3,233 Views 9 Comments

State-owned financial institution should be forced to reduce its “punitive” mortgage rate, Dáil hears.

More than 100,000 households now in mortgage difficulties
# Mortgages
From TheJournal.ie
# Mortgages

More than 100,000 households now in mortgage difficulties

Nov 18th 2011, 10:58 AM 1,637 Views 31 Comments

New figures from the Central Bank show the number of mortgages in arrears has risen significantly.

Column: I’ve got two young children, and I could soon lose my house
# Read Me
From TheJournal.ie
# Read Me

Column: I’ve got two young children, and I could soon lose my house

Oct 24th 2011, 7:30 AM 191 Views 78 Comments

James McKay told TheJournal.ie how he cannot meet his mortgage payments because his bank is not cooperating.

Noonan: Mortgage measures will help families 'break shackles' of debt
# Mortgages
From TheJournal.ie
# Mortgages

Noonan: Mortgage measures will help families 'break shackles' of debt

Oct 18th 2011, 9:28 PM 869 Views 30 Comments

The finance minister has defended proposals in the government’s Keane report on mortgage debt.

Column: The Keane report has consequences for borrowers – but not for banks
# Opinion
From TheJournal.ie
# Opinion

Column: The Keane report has consequences for borrowers – but not for banks

Oct 17th 2011, 8:00 PM 62 Views 41 Comments

The Keane Report, independent TD Stephen Donnelly notes, cites “inappropriate mortgage-holder behaviour”. It does not mention “inappropriate banker behaviour”.

'Designed to protect the banks': Mortgage group slates debt relief report
# Mortgages
From TheJournal.ie
# Mortgages

'Designed to protect the banks': Mortgage group slates debt relief report

Oct 12th 2011, 9:09 PM 849 Views 15 Comments

The government’s much-touted plan for homeowners “gives no solutions”, according to David Hall of New Beginning.

Column: Why should bankers have the right to judge us?
# Opinion
From TheJournal.ie
# Opinion

Column: Why should bankers have the right to judge us?

Oct 10th 2011, 8:32 PM 18 Views 25 Comments

People behind on mortgage payments face humiliating personal interrogation from their bankers. We need a new independent solution, writes David Hall of New Beginning.

Mortgage defaults 'could cost banks up to €10bn' - FF
# Mortgages
From TheJournal.ie
# Mortgages

Mortgage defaults 'could cost banks up to €10bn' - FF

Sep 4th 2011, 4:30 PM 543 Views 34 Comments

Michael McGrath believes the ‘worst case scenario’ that went into the stress tests is now a reality – and it’s going to get worse.

Central Bank to review how banks handle 'distressed' mortgage holders
# Finance
From TheJournal.ie
# Finance

Central Bank to review how banks handle 'distressed' mortgage holders

Sep 2nd 2011, 10:38 AM 475 Views 14 Comments

Governor Patrick Honohan told Oireachtas committee that Central Bank checking that institutions are following its code in tackling mortgage arrears: “They are behind the curve”.

Column: Families are being failed by our mortgage system
# Opinion
From TheJournal.ie
# Opinion

Column: Families are being failed by our mortgage system

Sep 1st 2011, 7:31 PM 28 Views 23 Comments

With 60 people a day begging for help with their debts, we must take action now, writes David Hall of New Beginning.

Michael Noonan: "No magic bullet" for mortgage debt relief
# Finance
From TheJournal.ie
# Finance

Michael Noonan: "No magic bullet" for mortgage debt relief

Sep 1st 2011, 10:47 AM 751 Views 11 Comments

Finance Minister lays out the challenging state of the economy at Oireachtas Finance Committee – but says public finances “remain on track”.

10 things you should know about Ireland’s mortgage debt and arrears
# Mortgage Debt
From TheJournal.ie
# Mortgage Debt

10 things you should know about Ireland’s mortgage debt and arrears

Aug 31st 2011, 7:40 AM 5,119 Views 36 Comments

Economist Ronan Lyons sifts through the myths and figures being thrown about in the debate about whether there should be mortgage debt forgiveness.

Are Labour ministers split over mortgage debt relief for homeowners?
# Mortgage Relief
From TheJournal.ie
# Mortgage Relief

Are Labour ministers split over mortgage debt relief for homeowners?

Aug 25th 2011, 7:37 AM 790 Views 29 Comments

The party denies it but that appears to be at odds with the differing lines ministers gave on the much talked about issue yesterday.

Poll: Do you think struggling households should get mortgage debt relief?
# Your Say
From TheJournal.ie
# Your Say

Poll: Do you think struggling households should get mortgage debt relief?

Aug 21st 2011, 3:03 PM 3,422 Views 73 Comments

The campaign to have debt forgiveness introduced for those unable to meet their home loan payments is gathering voice. Do you think there should be such a scheme?

Writing off mortgage debt is an "emergency" need
# Mortgage Debt
From TheJournal.ie
# Mortgage Debt

Writing off mortgage debt is an "emergency" need

Aug 21st 2011, 12:06 PM 1,032 Views 23 Comments

Chorus of calls for Government to organise a mortgage debt relief scheme for worst-off householders builds to crescendo – and now a government junior minister is backing it…

Nearly 50,000 residential mortgages in arrears of three months or more
# Mortgages
From TheJournal.ie
# Mortgages

Nearly 50,000 residential mortgages in arrears of three months or more

May 20th 2011, 11:46 AM 277 Views 0 Comments

However, the Central Bank says new measures to make mortgage lenders help customers make more manageable arrangements for repayments are in force.