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#Mortgages

First-time buyer mortgage drawdowns at highest Q1 level since 2007 - BPFI
# Housing Market
From TheJournal.ie
# Housing Market

First-time buyer mortgage drawdowns at highest Q1 level since 2007 - BPFI

Apr 29th 2021, 12:34 PM 12,516 Views 10 Comments

Figures show overall mortgage drawdowns in Q1 were at their highest since 2009.

'Relationship status should not define your ability to own a home, but it does'
# Property Ladder
From TheJournal.ie
# Property Ladder

'Relationship status should not define your ability to own a home, but it does'

Mar 28th 2021, 12:05 AM 81,375 Views 102 Comments
  • As difficult as buying a home can be for couples, single people face an even bigger challenge
  • Some people are 'priced out of 95% of houses in Dublin'
  • 'The rampant greed of the Celtic Tiger cast a long and depressing shadow,' one buyer said
Significant decline in buy-to-lets as Covid-19 continues to impact housing market
# Mortgages
From TheJournal.ie
# Mortgages

Significant decline in buy-to-lets as Covid-19 continues to impact housing market

Mar 9th 2021, 6:00 AM 13,730 Views 14 Comments

Buy-to-let investors now account for less than 1% of mortgages, compared to 20% in 2006, according to new figures.

Over 3,300 mortgages approved in January, representing 2.8% year-on-year increase
# Property Ladder
From TheJournal.ie
# Property Ladder

Over 3,300 mortgages approved in January, representing 2.8% year-on-year increase

Feb 26th 2021, 6:30 AM 11,717 Views 16 Comments

That’s according to figures released by the Banking & Payments Federation Ireland today.

'No need to panic': How will the Ulster Bank wind down affect customers?
# Banking
From TheJournal.ie
# Banking

'No need to panic': How will the Ulster Bank wind down affect customers?

Feb 19th 2021, 10:49 AM 20,791 Views 15 Comments

The bank will be wound down gradually over the next few years.

Government to explore creating a 'third force' in Irish banking if Ulster Bank exits Irish market, says Varadkar
# The Banks
From TheJournal.ie
# The Banks

Government to explore creating a 'third force' in Irish banking if Ulster Bank exits Irish market, says Varadkar

Updated Feb 18th 2021, 12:53 PM 75,583 Views 89 Comments

A formal announcement is expected on Ulster Bank’s operations in the Republic of Ireland tomorrow.

How to make it through the mortgage maze (and de-stress while you're doing it)
# Mortgages
From TheJournal.ie
# Mortgages

How to make it through the mortgage maze (and de-stress while you're doing it)

Feb 1st 2021, 3:21 PM 3,911 Views 1 Comment

Expert tips on putting yourself in pole position for mortgage approval, without a worry overload.

Over 5,200 mortgages approved in October, with surge driven by first-time buyers
# Property Ladder
From TheJournal.ie
# Property Ladder

Over 5,200 mortgages approved in October, with surge driven by first-time buyers

Dec 1st 2020, 6:30 AM 20,321 Views 14 Comments

October was the busiest month for mortgage approvals since BPFI began collecting this data in 2011.

Vintners say thousands of pubs face defaulting on loans as six-month mortgage moratorium due to end
# In Trouble
From TheJournal.ie
# In Trouble

Vintners say thousands of pubs face defaulting on loans as six-month mortgage moratorium due to end

Sep 1st 2020, 12:51 PM 27,241 Views 95 Comments

Pubs were given a six-month moratorium on their mortgages.

Wage subsidy and mortgages: 'The government isn't helping them. What chance have they with the banks?'
# Mortgages
From TheJournal.ie
# Mortgages

Wage subsidy and mortgages: 'The government isn't helping them. What chance have they with the banks?'

Aug 8th 2020, 9:00 PM 48,309 Views 29 Comments

Many on the wage subsidy scheme with mortgage approval have struggled to reach the drawdown stage.

Sinn Fein's Pearse Doherty accuses banks of ‘profiteering from pandemic’
# Mortgages
From TheJournal.ie
# Mortgages

Sinn Fein's Pearse Doherty accuses banks of ‘profiteering from pandemic’

Jul 8th 2020, 6:26 PM 20,617 Views 92 Comments

Since March, nearly 80,000 mortgage-holders impacted by the pandemic have taken payment breaks.

AIB reverses 'de-facto ban' on mortgage approval for wage subsidy recipients
# Awaiting Approval
From TheJournal.ie
# Awaiting Approval

AIB reverses 'de-facto ban' on mortgage approval for wage subsidy recipients

Jul 1st 2020, 6:04 PM 36,984 Views 13 Comments

The bank said that it may still refuse to allow a mortgage to be drawn down if it finds a customer is unable to meet repayments.

Pandemic set to cause major shortfall in housing supply, warns new study
# Demand And Supply
From TheJournal.ie
# Demand And Supply

Pandemic set to cause major shortfall in housing supply, warns new study

Jun 16th 2020, 6:10 AM 19,251 Views 54 Comments

The study from the Banking & Payments Federation Ireland shows that new builds have been badly impacted.

'The stress is real. And growing': Wage subsidy recipients with mortgage approval uncertain if they can buy home
# Wage Subsidy Scheme
From TheJournal.ie
# Wage Subsidy Scheme

'The stress is real. And growing': Wage subsidy recipients with mortgage approval uncertain if they can buy home

Jun 15th 2020, 12:05 AM 48,389 Views 28 Comments

Some applicants have been told by their bank they can’t draw down their mortgage if they’re in receipt of the wage subsidy scheme.

April figures show a drop of over 40% in mortgage approvals being granted in Ireland
# New Home
From TheJournal.ie
# New Home

April figures show a drop of over 40% in mortgage approvals being granted in Ireland

Jun 4th 2020, 6:05 AM 13,041 Views 24 Comments

In total, 2,200 mortgages were approved in April.

Taoiseach meets with five major banks to discuss Covid-19
# Mortgages
From TheJournal.ie
# Mortgages

Taoiseach meets with five major banks to discuss Covid-19

May 11th 2020, 7:06 PM 62,749 Views 50 Comments

The government says that the banks have agreed that anyone availing of a mortgage break can now extend the loan term.

Drop of nearly 10% in mortgage approvals in March compared to 2019
# Lending
From TheJournal.ie
# Lending

Drop of nearly 10% in mortgage approvals in March compared to 2019

May 6th 2020, 8:18 AM 16,797 Views 18 Comments

The figures offer an early indication of the impact of Covid-19 on lending.

Covid-19 mortgage break to be extended from three months to six
# Coronavirus
From TheJournal.ie
# Coronavirus

Covid-19 mortgage break to be extended from three months to six

Updated Apr 30th 2020, 11:24 AM 34,796 Views 66 Comments

All of the country’s main banks are participating in the break.

Banks say that people who got mortgage approval before the crisis can have this extended
# Bpfi
From TheJournal.ie
# Bpfi

Banks say that people who got mortgage approval before the crisis can have this extended

Apr 20th 2020, 9:14 AM 30,527 Views 32 Comments

Customers can be granted an extension in situations where their “circumstances have not materially changed”.

Banks see calls rise 400% as customers seek support amid Covid-19 crunch
# Payment Breaks
From TheJournal.ie
# Payment Breaks

Banks see calls rise 400% as customers seek support amid Covid-19 crunch

Mar 24th 2020, 7:30 PM 16,026 Views 23 Comments

Banks are far busier but visits to branches have dropped significantly.

First-time buyers made up most of the 12,000 mortgages drawn down in last quarter of 2019
# Property Ladder
From TheJournal.ie
# Property Ladder

First-time buyers made up most of the 12,000 mortgages drawn down in last quarter of 2019

Jan 29th 2020, 6:05 AM 9,359 Views 7 Comments

The 12,259 mortgages are valued at €2.7 billion.

Mortgage activity 'returning to 2008 levels' as draw-down figures at highest level in 10 years
# Approvals
From TheJournal.ie
# Approvals

Mortgage activity 'returning to 2008 levels' as draw-down figures at highest level in 10 years

Jul 24th 2019, 6:05 AM 10,608 Views 3 Comments

New figures show there were 10,157 mortgages drawn down in the second quarter of the year.

'It's a no-brainer': New not-for-profit company aims to keep distressed borrowers in their homes
# Homeoptions
From TheJournal.ie
# Homeoptions

'It's a no-brainer': New not-for-profit company aims to keep distressed borrowers in their homes

Jul 9th 2019, 3:25 PM 11,298 Views 41 Comments

Homeoptions is offering itself as an alternative to vulture funds and said it is already engaging with one bank in relation to a home loan portfolio.

Ulster Bank sells off nearly 4,000 of its customers in massive family home loan book sale
# Mortgage Sale
From TheJournal.ie
# Mortgage Sale

Ulster Bank sells off nearly 4,000 of its customers in massive family home loan book sale

Jul 2nd 2019, 7:12 PM 28,296 Views 92 Comments

90% of the loans due to be sold are family homes – about 3,200 accounts.

Central Bank to scrap code of conduct for banks on the transfer of mortgages as it's 'not relevant'
# Homeowners' Rights
From TheJournal.ie
# Homeowners' Rights

Central Bank to scrap code of conduct for banks on the transfer of mortgages as it's 'not relevant'

Apr 2nd 2019, 12:05 AM 30,078 Views 35 Comments

Sinn Féin’s No Consent, No Sale Bill aims to puts the code on a statutory footing.

Property prices in Dublin city decrease but rise across the country
# Mortgages
From TheJournal.ie
# Mortgages

Property prices in Dublin city decrease but rise across the country

Mar 25th 2019, 10:25 AM 63,589 Views 27 Comments

People struggling to get mortgages and concerns about Brexit are affecting the market.

Over 12,000 mortgages worth €2.6 billion drawn down in the last three months
# Bpfi
From TheJournal.ie
# Bpfi

Over 12,000 mortgages worth €2.6 billion drawn down in the last three months

Jan 29th 2019, 6:15 AM 9,192 Views 6 Comments

12,112 mortgages worth €2.6 billion were drawn down during the fourth quarter of 2018.

New rules making it easier to switch your mortgage kick in from today
# Save Money
From TheJournal.ie
# Save Money

New rules making it easier to switch your mortgage kick in from today

Jan 1st 2019, 9:00 AM 32,753 Views 28 Comments

Lenders will now have to tell customers 60 days before their fixed term ends and let them know about new rates and other options.

Varadkar says he's reluctant to use the term 'vulture fund' to describe firms that have bought up Irish mortgages
# Sell Off
From TheJournal.ie
# Sell Off

Varadkar says he's reluctant to use the term 'vulture fund' to describe firms that have bought up Irish mortgages

Dec 28th 2018, 6:30 AM 25,580 Views 115 Comments

Varadkar says he tried to remove split mortgage-holders from recent loan book sales but failed to do so.

An Post takes first steps into the mortgage business by seeking info from 'prospective partners'
# Modernising
From TheJournal.ie
# Modernising

An Post takes first steps into the mortgage business by seeking info from 'prospective partners'

Dec 15th 2018, 6:30 AM 12,446 Views 32 Comments

From an “uncertain and extremely bleak” outlook, An Post is aiming to expand the services it offers.

Is switching my mortgage worth the hassle? We put your questions to a consumer expert earlier today
# Switched On
From TheJournal.ie
# Switched On

Is switching my mortgage worth the hassle? We put your questions to a consumer expert earlier today

Oct 15th 2018, 5:50 PM 26,421 Views 27 Comments

Áine Carroll of the CCPC joined us live on Facebook.

Over 4,000 mortgages approved last month, with lots of people switching
# Property Ladder
From TheJournal.ie
# Property Ladder

Over 4,000 mortgages approved last month, with lots of people switching

Sep 27th 2018, 6:40 AM 19,950 Views 15 Comments

The almost 45,000 mortgages approved in the last 12 months are valued at €9.9 billion.

Have you considered switching your mortgage? Tell us what you'd like to know about it
# Mortgages
From TheJournal.ie
# Mortgages

Have you considered switching your mortgage? Tell us what you'd like to know about it

Sep 6th 2018, 8:30 PM 9,212 Views 22 Comments

We will put your questions to a consumer expert.

Calls for Dáil to be recalled after PTSB sell thousands of home loans to vulture fund
# Sell Off
From TheJournal.ie
# Sell Off

Calls for Dáil to be recalled after PTSB sell thousands of home loans to vulture fund

Aug 1st 2018, 9:57 AM 39,291 Views 127 Comments

The bank sold its controversial Project Glas loan portfolio to a so-called vulture fund for around €1.3 billion.

The asking price for a typical three bed semi-detached in Dublin is now at €310,000
# Slowing Down
From TheJournal.ie
# Slowing Down

The asking price for a typical three bed semi-detached in Dublin is now at €310,000

Jul 2nd 2018, 7:50 AM 29,836 Views 45 Comments

The report looks at house prices over the year up until the end of Q2 of this of this year.

New rules for banks will make it easier to save thousands on mortgage repayments
# Transparency
From TheJournal.ie
# Transparency

New rules for banks will make it easier to save thousands on mortgage repayments

Jun 20th 2018, 12:00 PM 28,910 Views 25 Comments

From next year banks will have to give notice of the end of fixed rate terms and let variable rate customers know if they can move to a cheaper rate.

Many mortgage rates are being cut - but the sector needs 'careful monitoring'
# Bubble Bubble
From TheJournal.ie
# Bubble Bubble

Many mortgage rates are being cut - but the sector needs 'careful monitoring'

May 17th 2018, 6:10 AM 15,097 Views 10 Comments

Incomes are not rising to match lending.

A 'difficult decision': Ulster Bank confirms it will sell 6,500 mortgages in arrears
# Sell Off
From TheJournal.ie
# Sell Off

A 'difficult decision': Ulster Bank confirms it will sell 6,500 mortgages in arrears

May 10th 2018, 8:47 PM 21,917 Views 83 Comments

Around 3,600 of the mortgages are private dwellings that have fallen in arrears.

RBS, which owns Ulster Bank, agrees to pay €4.1 billion fine
# Us Mortgage Crisis
From TheJournal.ie
# Us Mortgage Crisis

RBS, which owns Ulster Bank, agrees to pay €4.1 billion fine

May 10th 2018, 8:07 AM 12,069 Views 13 Comments

The bank has been fined by the US Justice Department over its role in the subprime mortgage crisis.

How many mortgage holders have banks taken to court so far this year?
# The Banks
From TheJournal.ie
# The Banks

How many mortgage holders have banks taken to court so far this year?

Apr 9th 2018, 12:05 AM 42,453 Views 70 Comments

We take a dive into the figures available for the cases brought against homeowners in the courts over the past few years.

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